Credit Rating Agency
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![The Pakistan Credit Rating Agency Limited [PACRA]](data:image/jpeg;base64,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The Pakistan Credit Rating Agency Limited [PACRA]
Financial-ServicesTogether. Creating Value.
Scope Group
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